At The Used Car Store, we partner with multiple sub-prime lenders that will finance even the most difficult credit situations. No matter how bad your credit is, if you can prove income we can get you an approval. Many customers believe that Buy Here Pay Here is their only route when you’ve had credit problems in the past. It’s not true! We have lenders that work with every situation including Bad Credit, No Credit, Bankruptcy, Divorce, or even Repossession. They don’t care about your past. They care about your ability to pay now. They determine your ability to pay now by your income. If you bring us a paystub we can get you a car loan. To see if you qualify for special financing fill out our Car Loan Credit Application online. We can get you an approval in minutes!!

If you have an income that is verifiable via paystubs or bank deposits, you’re approved. 

Our super-fast Online Application is the fastest way to get approved. Our credit application is one of the shortest around. There are only a few required fields. Enter as much or as little information as you want. Get an answer in minutes! Or you can apply in-store or over the phone.

  • Identification – You will need state issued identification
  • Proof of Residence – Gas bill, phone bill, light bill. A bill that gets mailed to your residence.
  • Proof of Income – Regular wages are verified by pay stub. Self-employment is verified by checking deposits. We will need the actual bank statement that gets mailed to your house or delivered to you online. For Fixed Income, like pensions, SSI/SSD or unemployment we will need an award letter or monthly statement.
  • Insurance - By law, you need active insurance to purchase a vehicle in Pennsylvania. If you already have insurance, you can simply call your agent or company to have it applied to your new vehicle. If not, no worries! We can help you get insurance at the store.

The Used Car Store and our Partners understand that good people can end up with bad credit. Sometimes all it takes it one major financial disaster to ruin a good person’s credit. We’re here to help!

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The Used Car Store

1803 Brighton Place

Pittsburgh, PA 15212